Employers’ Liability Tracing Office (ELTO)

  • ELTO is a company which was set up to provide claimants and their representatives with access to a database (ELD) of Employers’ Liability policies through an online enquiry facility. ELTO’s purpose is to help find the insurer of their former employer where the claimant is suffering from a disease/injury caused at work.
  • ELTO’s database ELD contains new and renewed employers’ liability insurance policies. ELD makes it easier to find records and identify the insurer to enable claimants to pursue compensation. Found records are not proof of insurance or proof of liability.

Employers' Liability Database (ELD)

  • ELD is ELTO’s central repository where information is kept of insurance policies with EL cover. QIC Europe Limited being an ELTO member uploads EL policy information to the ELD.

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Additional information

Financial Services Compensation Scheme (FSCS)

  • QEL is a member of the Financial Services Compensation Scheme (FSCS) in the UK. If we are unable to meet our obligations you may be entitled to compensation from the scheme, depending on the type of insurance and circumstances of any claim. Further information about compensation scheme arrangements is available from the FSCS.