Underwriting Approach

  • QEL is authorized to write all non-life classes of insurance and reinsurance business on a freedom of services basis through the European Economic Area (EEA).
  • We have a grounded attitude towards risk as well as a healthy risk appetite.
  • Business is mainly written through coverholders with delegation of underwriting and claims authorities (always within predefined parameters.)
  • Our coverholders have considerable expertise in niche products and markets across a wide range of specialist classes of business.
  • The business model is supported by a lean organisation facilitating a streamlined and efficient operational infrastructure with direct access to decision makers.
  • Our solutions based approach is bespoke to meeting the needs of business partners and thereby to building lasting value.